Inside Claims Representative I

<table style="width:500.0px" border="1" cellspacing="1" cellpadding="0"> <tbody> <tr> <td> <p><span style="color:#000000"><strong>Division or Field Office: </strong></span></p> </td> <td> <p><span style="color:#000000">Casualty Claims Division</span></p> </td> </tr> <tr> <td><span style="color:#000000"><strong>Department of Position:</strong></span></td> <td><span style="color:#000000">Zones Dept </span></td> </tr> <tr> <td> <p><span style="color:#000000"><strong>Work from:</strong></span></p> </td> <td>Raleigh Office- Remote</td> </tr> <tr> <td><span style="color:#000000"><strong>Salary Range:</strong></span></td> <td> <p><span style="color:#000000">$44,936.00 - $71,781.00 *</span></p> <p><span style="color:#000000"><em><span style="font-size:7.0pt">salary range is for this level and may vary based on actual level of role hired for</span></em></span></p> </td> </tr> </tbody> </table> <p style="margin-bottom:11.0px"><span style="font-size:10.0px"><em><span style="font-family:Calibri, sans-serif">*This range represents a national range and the actual salary will depend on several factors including the scope and complexity of the role and the skills, education, training, credentials, location (State) based on ERIE's geographical differences, and experience of an applicant, as well as level of role for which the successful candidate is hired. Position may be eligible for an annual bonus payment.</span></em></span></p> <p class="x"> </p> <p><span style="color:#000000">At Erie Insurance, you’re not just part of a Fortune 500 company; you’re also a valued member of a diverse and inclusive team that includes more than 6,000 employees and over 13,000 independent agencies.  Our Employees work in the Home Office complex located in Erie, PA, and in our Field Offices that span 12 states and the District of Columbia. <br><br><strong>Benefits That Go Beyond The Basics</strong></span></p> <p><span style="color:#000000">We strive to be Above all in Service® to our customers—and to our employees. That’s why Erie Insurance offers you an exceptional benefits package, including:</span></p> <ul> <li><span style="color:#000000"><strong>Premier health, prescription, dental, and vision benefits for you and your dependents.</strong> Coverage begins your first day of work.</span></li> <li><span style="color:#000000"><strong>Low contributions to medical and prescription premiums.</strong> We currently pay up to 97% of employees’ monthly premium costs.</span></li> <li><span style="color:#000000"><strong>Pension. </strong>We are one of only 13 Fortune 500 companies to offer a traditional pension plan. Full-time employees are vested after five years of service.</span></li> <li><span style="color:#000000"><strong>401(k) with up to 4% contribution match.</strong> The 401(k) is offered in addition to the pension.</span></li> <li><span style="color:#000000"><strong>Paid time off.</strong> Paid vacation, personal days, sick days, bereavement days and parental leave.</span></li> <li><span style="color:#000000"><strong>Career development. </strong>Including a tuition reimbursement program for higher education and industry designations.</span><br> </li> </ul> <p><span style="color:#000000">Additional benefits that include company-paid basic life insurance; short-and long-term disability insurance; orthodontic coverage for children and adults; adoption assistance; fertility and infertility coverage; well-being programs; paid volunteer hours for service to your community; and dollar-for-dollar matching of your charitable gifts each year.</span></p> <p> </p><div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><h2 style="font-size:1.0em;margin:0.0px"><b>Position Summary</b></h2> </div><div><p><em>Under close supervision, handles liability and property claims within designated authority. Resolves coverage and/or liability issues in accordance with applicable state insurance laws, regulations, and procedures.</em></p> </div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><h2 style="font-size:1.0em;margin:0.0px"><b>Duties and Responsibilities</b></h2> </div><div><ul> <li>Investigates and adjudicates claims within designated authority, ensuring compliance with appropriate statutory laws. Verifies coverage, establishes and maintains reserves, secures recorded statements, drafts and processes correspondence, reports and records. Obtains additional information as required to determine liability.  Documents claim files and facilitates processing of claims in collaboration with other departments. Assigns outside experts when necessary to assist in investigation and in support of potential recovery.</li> <li>Establishes contact with all parties involved in the claim in accordance with ERIE’s expectations.</li> <li>Evaluates and negotiates claims, recognizes subrogation opportunities, and initiates action. Sets up and/or issues payment using ERIE’s approved payment methods for settlement; or declines payment within designated authority.</li> <li>Responds to inquiries from Policyholders, Agents, insurance carriers, claimants, assigned experts and others.</li> <li>Learns and maintains knowledge of liability laws for each state. Learns and maintains knowledge of motor vehicle codes. </li> <li>Learns and maintains knowledge of no fault/medical management/FPB laws for each state, including recognition of bodily injury claims.</li> <li>With supervisor guidance, responds to intercompany arbitration applications. Files contentions and supporting documents on behalf of the insured/driver.</li> <li>Conducts research, attends industry-related training programs and other training sessions to stay current on policy changes, interpretation, or new legislation.</li> <li>Provides support for property claims during periods of heavy volume.</li> </ul> <p><br> <em>The first five duties listed are the functions identified as essential to the job. Essential functions are those job duties that must be performed in order for the job to be accomplished.</em><br> <br> <em><span style="color:#1d2d3e">This position description in no way states or implies that these are the only duties to be performed by the incumbent. Employees are required to follow any other job-related instruction and to perform any other duties as requested by their supervisor, or as become clear.</span></em></p> </div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><h2 style="font-size:1.0em;margin:0.0px"><b>Duties and Responsibilities (cont'd if applicable)</b></h2> </div><div></div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><h2 style="font-size:1.0em;margin:0.0px"><b>Capabilities</b></h2> </div><ul style="margin-top:0.0;margin-bottom:0.0"><li>Self-Development </li><li>Collaborates </li><li>Cultivates Innovation </li><li>Instills Trust </li><li>Decision Quality </li><li>Values Diversity </li><li>Nimble Learning </li><li>Customer Focus </li><li>Optimizes Work Processes (IC) </li><li>Ensures Accountability </li><li>Detail Orientation </li><li>Information Management Skills </li><li>Job-Specific Knowledge </li></ul></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><h2 style="font-size:1.0em;margin:0.0px"><b>Qualifications</b></h2> </div><div><p><strong>Minimum Educational and Experience Requirements </strong></p> <ul> <li>High school diploma or GED and two years of related claims handling or customer service experience, or equivalent educational experience required.  </li> <li>Bachelor’s or Associate’s degree preferred.</li> </ul> <p><strong><br>Designations and/or Licenses </strong></p> <ul> <li>Successful completion of Introduction to Insurance (INTRO) and Introduction to Claims (AIC 30) preferred.</li> <li>Obtain appropriate licenses as required by state within 45 days of employment in the role for external applicants and 90 days of employment in the role for internal applicants. </li> </ul></div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><h2 style="font-size:1.0em;margin:0.0px"><b>Physical Requirements</b></h2> </div><ul style="margin-top:0.0;margin-bottom:0.0"><li>Manual Keying/Data Entry/inputting information/computer use; Frequent (50-80%) </li><li>Climbing/accessing heights; Rarely </li><li>Ability to move over 50 lbs using lifting aide equipment; Rarely </li><li>Driving; Never </li><li>Lifting/Moving 0-20 lbs; Rarely </li><li>Lifting/Moving 20-50 lbs; Rarely </li><li>Pushing/Pulling/moving objects, equipment with wheels; Rarely </li></ul></div></div>

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Common Interview Questions And Answers

1. HOW DO YOU PLAN YOUR DAY?

This is what this question poses: When do you focus and start working seriously? What are the hours you work optimally? Are you a night owl? A morning bird? Remote teams can be made up of people working on different shifts and around the world, so you won't necessarily be stuck in the 9-5 schedule if it's not for you...

2. HOW DO YOU USE THE DIFFERENT COMMUNICATION TOOLS IN DIFFERENT SITUATIONS?

When you're working on a remote team, there's no way to chat in the hallway between meetings or catch up on the latest project during an office carpool. Therefore, virtual communication will be absolutely essential to get your work done...

3. WHAT IS "WORKING REMOTE" REALLY FOR YOU?

Many people want to work remotely because of the flexibility it allows. You can work anywhere and at any time of the day...

4. WHAT DO YOU NEED IN YOUR PHYSICAL WORKSPACE TO SUCCEED IN YOUR WORK?

With this question, companies are looking to see what equipment they may need to provide you with and to verify how aware you are of what remote working could mean for you physically and logistically...

5. HOW DO YOU PROCESS INFORMATION?

Several years ago, I was working in a team to plan a big event. My supervisor made us all work as a team before the big day. One of our activities has been to find out how each of us processes information...

6. HOW DO YOU MANAGE THE CALENDAR AND THE PROGRAM? WHICH APPLICATIONS / SYSTEM DO YOU USE?

Or you may receive even more specific questions, such as: What's on your calendar? Do you plan blocks of time to do certain types of work? Do you have an open calendar that everyone can see?...

7. HOW DO YOU ORGANIZE FILES, LINKS, AND TABS ON YOUR COMPUTER?

Just like your schedule, how you track files and other information is very important. After all, everything is digital!...

8. HOW TO PRIORITIZE WORK?

The day I watched Marie Forleo's film separating the important from the urgent, my life changed. Not all remote jobs start fast, but most of them are...

9. HOW DO YOU PREPARE FOR A MEETING AND PREPARE A MEETING? WHAT DO YOU SEE HAPPENING DURING THE MEETING?

Just as communication is essential when working remotely, so is organization. Because you won't have those opportunities in the elevator or a casual conversation in the lunchroom, you should take advantage of the little time you have in a video or phone conference...

10. HOW DO YOU USE TECHNOLOGY ON A DAILY BASIS, IN YOUR WORK AND FOR YOUR PLEASURE?

This is a great question because it shows your comfort level with technology, which is very important for a remote worker because you will be working with technology over time...

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