Senior Credit Analyst

August 29, 2026

Position: Senior Credit Analyst Who We Are: Renovo Financial is a rapidly growing Chicago-based private lender and mortgage servicer working with real estate investors who acquire and renovate single and multi-family residential properties. We pride ourselves on supporting clients by providing unparalleled service, from the loan application through the payoff. Renovo’s reliability and “win-win” solutions-oriented approach is just one reason why our repeat and referral rates far exceed the industry average. Renovo was honored to be named one of Crain’s 50 fastest-growing Chicago companies and the 2022 + 2023 Top Workplace winner, as recognized by The Chicago Tribune, and 2023 Best Workplace by Inc. Magazine. Position Summary: The position of Senior Credit Analyst is responsible for gathering and analyzing credit information on current and potential borrowers, determines the advisability of granting credit for diversified types of loans, & is the right-hand credit resource for Renovo’s VP of Lending. Their primary responsibility is to assist Renovo in writing quality loans swiftly, accurately, and efficiently with little compromise to production. This position is eligible for overtime. Ideal Candidate: The ideal candidate for this role is someone who has at least three years of experience as a real estate Credit Analyst at a community bank or private lender. Responsibilities: - Assists VP of Lending in performing pre-qualification assessment and analysis of Borrower’s financial condition- Compiles data from credit bureaus, tax returns, and statement of assets etc. for analysis- Prepares clear and precise executive summaries for presentation of proposed loans- Coordinates with VP of Lending to manage the existing portfolio in regards to loan extensions, modifications and covenant tracking- Makes recommendations and works with VP of Lending to structure loans and mitigate risk.- Oversees the vetting process for potential new appraisers- Supports the VP of Lending during Credit Committee by demonstrating knowledge of the pertinent information for each deal.- Responsible for maintaining the integrity of the existing Credit Policy and making updates to the policy as needed.- Performs other duties and responsibilities as required. Success Factors: • Risk Identification & Mitigation - Did you appropriately analyze the risk of the deal and determine potential mitigants?• Facilitates effective communication between the VP of Lending and Credit Committee• Process Efficiency/Continuous Improvement• Effective Problem-Solving• VP Review o Does the VP believe on a scale of 0-10, as their business partner, you helped them identify and mitigate risk, fully understand their deals, and spent your time on things important to the loan decision? Behavioral Characteristics: - Self-Motivated: You take stuff on without waiting to be told what to do- Positive Attitude: You approach situations with a proactive and positive attitude- Determined: You stay on course even during difficult assignments and you crave opportunity for advancement- Team Player: You believe that to be successful you need to leverage and trust your team. You lead by example.- Openminded: Always seeks to find and develop creative solutions Renovo Financial is an equal opportunity employer. Renovo Financial does not discriminate in any employment actions (including hiring decisions) with regard to race, color, religion, national origin, citizenship status, ancestry, age, sex (including sexual harassment), sexual orientation, gender identity and expression, marital status, disability, military status or unfavorable discharge from military service or any other characteristic protected by law. Renovo offers full-time employees a 401k plan with employer matching, paid time off, observance of company paid holidays, medical, dental, vision benefits for employees and their dependents, voluntary benefit offerings (life insurance and short-term disability), pre-tax FSA, commuter and dependent care benefits, maternity/paternity, hybrid work schedule, and more.

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