Loan Servicing Associate (No Experience Required)

Live here. Play here. Bank here. Work here. If you’re looking to build your career at a forward-thinking organization with deep community roots and a vision for growth, success, and giving back, you’ve come to the right place. Get to know us: We’re your local community bank—and have been since 1875—that is committed to providing excellent customer service and giving back to our communities. We... foster a collaborative, inclusive work environment as part of a close-knit team where your voice is valued and heard. Our highly engaged employees are rewarded for their performance and have ample opportunities for cross-training and advancement within the organization. We’ve been named one of the best places to work in Maine, and offer robust benefits focused on your holistic well-being. ______________________________________________________________________________________________________________ Position Summary: We are seeking a Loan Servicing Associate to join our growing Loan Servicing team! The Loan Servicing Associate will deliver the best banking experience by providing support to our loan customers, the various residential and commercial lending departments, the Special Assets Group, and Banking Centers throughout the organization. This position is responsible for responding to all inquiries that come into the department through various channels including telephone, email, CRM, and chat. The essential functions are noted below; however, at Camden National responsibilities may evolve over time given organization, technological and/or staffing changes. At any point, other duties may be assigned. If you have a service focus, an attention to detail, and believe you would enjoy working in a team environment, this position may be right for you! We encourage you to apply! Essential Duties and Responsibilities: Promote strong and lasting customer relationships by providing quality service in an efficient and highly professional manner. Perform appropriate account research, including the use of electronic and paper records to address customer inquiries. Acquire and maintain a thorough knowledge of all loan products, services, systems, and processes. Take ownership of concerns and follow through to resolution. Striving to provide one-call resolution whenever possible. Process maintenance, transactions, and disbursements as needed to support processes and/or to resolve customer inquiries. Prepare & provide loan payoff quotes. Quality control all residential and reputed company loans on the Bank’s core system. Process loan modifications, account maintenance, etc. by accurately updating the Bank’s core system. Interact harmoniously and effectively with others, focusing upon the attainment of bank goals and objectives through a commitment to teamwork. Respond positively to changing work demands in a faced paced environment. Identify and recognize when escalation is needed in order to improve the client’s experience. Refer calls to appropriate individual, banking center or department when necessary. Cross train and serve as a back-up in other areas of the department as required. Identify opportunities to innovate and process improve with the customer top of mind. Process collateral releases on paid loans. File, continue and terminate UCC statements. Multi-task and maintain a high level of organization to meet daily and monthly deadlines; especially during month-end activities. Posting loan payments and processing loan payoffs through the core system. Provides assistance to Loan Servicing Specialists in maintaining escrow accounts; obtains and updates homeowners insurance and property tax information, performs quality control of escrow accounts Complete reconciliations of Loan Servicing general ledger and deposit accounts. Qualifications: High school diploma or general education degree (GED); or one to three months related experience and/or training; or equivalent combination of education and experience. Skills and Abilities: Effective verbal and written communication skills Effectively use technology to perform daily activities and service customers Ability to work successfully in a team environment and independently Collaborate with team members to complete department functions effectively Top-notch attention to detail skills to maintain the highest level of accuracy when handling daily functions Ability to manage multiple tasks at once while maintaining organization, attention to detail, and effective prioritization. Maintain a level of discretion and confidentiality while dealing with sensitive customer information The statements contained herein reflect general details as necessary to describe the principle functions for this job, the level of knowledge and skill typically required, and the scope of responsibility, but should not be considered an all-inclusive listing of work requirements. Individuals may perform other duties as assigned, including work in other functional areas to cover absences or to equalize peak

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Common Interview Questions And Answers

1. HOW DO YOU PLAN YOUR DAY?

This is what this question poses: When do you focus and start working seriously? What are the hours you work optimally? Are you a night owl? A morning bird? Remote teams can be made up of people working on different shifts and around the world, so you won't necessarily be stuck in the 9-5 schedule if it's not for you...

2. HOW DO YOU USE THE DIFFERENT COMMUNICATION TOOLS IN DIFFERENT SITUATIONS?

When you're working on a remote team, there's no way to chat in the hallway between meetings or catch up on the latest project during an office carpool. Therefore, virtual communication will be absolutely essential to get your work done...

3. WHAT IS "WORKING REMOTE" REALLY FOR YOU?

Many people want to work remotely because of the flexibility it allows. You can work anywhere and at any time of the day...

4. WHAT DO YOU NEED IN YOUR PHYSICAL WORKSPACE TO SUCCEED IN YOUR WORK?

With this question, companies are looking to see what equipment they may need to provide you with and to verify how aware you are of what remote working could mean for you physically and logistically...

5. HOW DO YOU PROCESS INFORMATION?

Several years ago, I was working in a team to plan a big event. My supervisor made us all work as a team before the big day. One of our activities has been to find out how each of us processes information...

6. HOW DO YOU MANAGE THE CALENDAR AND THE PROGRAM? WHICH APPLICATIONS / SYSTEM DO YOU USE?

Or you may receive even more specific questions, such as: What's on your calendar? Do you plan blocks of time to do certain types of work? Do you have an open calendar that everyone can see?...

7. HOW DO YOU ORGANIZE FILES, LINKS, AND TABS ON YOUR COMPUTER?

Just like your schedule, how you track files and other information is very important. After all, everything is digital!...

8. HOW TO PRIORITIZE WORK?

The day I watched Marie Forleo's film separating the important from the urgent, my life changed. Not all remote jobs start fast, but most of them are...

9. HOW DO YOU PREPARE FOR A MEETING AND PREPARE A MEETING? WHAT DO YOU SEE HAPPENING DURING THE MEETING?

Just as communication is essential when working remotely, so is organization. Because you won't have those opportunities in the elevator or a casual conversation in the lunchroom, you should take advantage of the little time you have in a video or phone conference...

10. HOW DO YOU USE TECHNOLOGY ON A DAILY BASIS, IN YOUR WORK AND FOR YOUR PLEASURE?

This is a great question because it shows your comfort level with technology, which is very important for a remote worker because you will be working with technology over time...

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