Senior Payment Specialist
Job Description:
- Perform complex account reconciliations and lead resolution of high-priority discrepancies
- Handle escalated chargeback disputes, reversals, and adjustment requests with minimal supervision
- Provide expertise in ACH and Check 21 return processes while ensuring regulatory compliance
- Identify trends in failed payments and settlement distributions and implement solutions
- Collaborate with clients, banking partners, and internal stakeholders on critical or sensitive issues
- Contribute to process improvements that enhance payment-operation accuracy, efficiency, and compliance
- Mentor and train less experienced team members
- Independently resolve complex reconciliations, chargebacks, and adjustment cases
- Manage escalated payment issues and client inquiries using judgment and initiative
- Communicate with external and internal stakeholders on high-impact matters
- Act as an informal team leader and support cross-functional initiatives
Requirements:
- High school diploma or equivalent required
- 4–6 years of related experience in banking, payment processing, or accounting
- Deep knowledge of banking operations, payment processing workflows, and accounting principles
- Advanced proficiency with spreadsheets, reporting, and data analysis tools
- Strong problem-solving and decision-making skills with ability to anticipate risks
- Excellent communication skills with experience managing escalated client or partner issues
- Proven ability to balance multiple priorities while leading or supporting projects
- Demonstrated leadership qualities, including mentoring and training team members
- Proven track record with credit card chargebacks, ACH, Check 21, and international payments
- Experience working with SQL or other query/reporting tools preferred
- Ability to prioritize tasks, meet deadlines, and manage workload efficiently
- Ability to work in a fast-paced and high-stress environment
- Ability to use company-approved GenAI tools and craft clear, context-rich prompts
- Ability to audit AI outputs for factual accuracy, brand alignment, and hallucinations
- Ability to protect proprietary and personally identifiable information from unauthorized models
Benefits:
- Flexible and transparent culture with remote and hybrid work options
- Generous vacation time
- Frequent company recharge days
- Medical, dental, and vision coverage, including fertility benefits, for eligible employees and families
- HSA/FSA options
- Employer-paid disability benefits
- 401(k) or similar retirement plans with employer matching for eligible employees
- Wellness initiatives supporting physical and mental well-being
- Access to onsite gym at HQ
- Gym memberships
- Mental health resources
- Wellness challenges
- Employee assistance programs
- Entrata Cares volunteerism, charity events, and community giving opportunities
- Exclusive Previ cell phone plan
- Discounts on services and local business partnerships
- Bi-annual swag drops